Corporations (IBCs) | Bank Accounts | Debit/Credit Cards | Website Hosting

Offshore Merchant Account Rates & Fees
*U.S. Accounts also available, and Payment Gateways included

Discount Rates depend on aspects of your particular business and the level of risk (determined by the merchant processing bank) associated with your business. Discount Rates & Reserves listed in Ranges depend, in part, on Financial History, the Country of Origin of the Merchant, the Country of Origin of their Target Markets, Average Ticket Amount, and whether or not the Merchant can provide "clean" Processing History. Exact discount rates are determined by the underwriting department of the processor once your merchant application has been submitted with supplemental documents.

PLEASE NOTE: Because several variables effect the underwriting process besides your Type of Business and amount you process, the rate & fee ranges below are estimates only, and you are not guaranteed a particular account merely based on this guide.

U.S. MERCHANTS ACCOUNTS
(U.S. Merchant Account Secure Application)

Low Volume:

• Setup Fee - $450
• Discount Rate - 2.42%
• Per Transaction Fee - $0.35+0.05 AVS
• Chargeback Fee - $25
  
  Criteria
  - Process no more than $30k per month (U.S. Merchants)
  - Process no more than $10k per month (International Merchants)
  - U.S. address and U.S. bank account (ALL Merchants)
  - Level 1, 2, or 3 Risk Rating*
  

High Volume:

• Setup Fee - $250-950
• Discount Rate - 2.19-3.79% (processing $30k-$50k per month)
• Discount Rate - 1.53-2.5% (more than $50k per month)
• Per Transaction Fee - $0.00-0.30
• Chargeback Fee - $25
  
  Criteria
  - Process more than $30k per month
  - U.S. or International company and bank account
  - Level 1 or 2 Risk Rating*
  
  *98% approval for Low & High Risk Businesses. So, if you have already been rejected for a U.S. Merchant Account, we can still get you approved.
  
  

OFFSHORE MERCHANT ACCOUNTS
(Offshore Merchant Account Secure Application)

Low Volume, 3rd Party:

• Setup Fee - $450 (virtual terminal - $150 extra)
• OPTION A- Discount Rate - 3.95-10.45%; Trans. Fee - $1.00-1.25
• OPTION B- Discount Rate - 5.5-12%; Trans. Fee - $0.45-0.70
• Chargeback Fee - $25
• Monthly Gateway Fee - N/A
• Rolling Reserve - 5-10%
  
  Criteria
  - Process less than $150k per month
  - Corporation and bank account
  - Level 1 or 2 Risk Rating
  

Low Volume, Direct:

• Setup Fee - $900 (processing less than $30k per month)
• Setup Fee - $1,100 (more than $30k per month)
  
• Discount Rate - 2.49-6.99% (with "good" processing history)
• Discount Rate - 3-7.5% (w/out processing history)
• Per Transaction Fee - $0.35-0.90
• Chargeback Fee - $35
• Monthly Gateway Fee - $50
• Rolling Reserve - 3-6%
  
  Criteria
  - Process less than $150k per month
  - U.K. Corporation and any bank account
  - Level 1 Risk Rating
  

High Volume, Direct:

• Setup Fee - $2,450-3,950
• Discount Rate - 5%
• Per Transaction Fee - $0.50
• Chargeback Fee - $25-150
• Rolling Reserve - 0-10%
  
  Criteria
  - Process more than $50k per month
  - 3-12 months processing statements (can substitute w/ financials)
  - U.K. Corporation and any bank account
  - Level 2, 3, or 4 Risk Rating
  

High Volume, Low Risk*:

• Setup Fee - $550-1,100
• Discount Rate - 2-5%
• Per Transaction Fee - $0.00-1.00
• Chargeback Fee - $30
• Rolling Reserve - 0-10%
  
  Criteria
  - Process more than $50k per month
  - 6-12 months current processing statements
  - Corporation and bank account
  - Level 1 Risk Rating
  
  *Choose between Direct Account with Own Billing Descriptor or 3rd Party, Aggregator Account